About Us
Alexander Sterling represents you in the mortgage market. We offer a 1st class service and have a dynamic and experienced team that operate an industry leading attitude of helping clients on all aspects of the home buying process. We realise how stressful the home buying process can be and that is why communication is top of our agenda. Below is listed how we assist you in buying your next property, whether you are a 1st Time Buyer or a regular home mover:
Prior to finding a property.
Helping you understand the Home Buying Process
Tips with negotiating with Estate Agents
How much can you afford to borrow
Initial costs
All Monthly costs
Agreement in Principle
Continued access to advice
When you have found the property
Finding you the most suitable mortgage for your circumstances with access to exclusive rates
Applying for the mortgage
Helping with choosing the correct survey to instruct
Ensuring the application is supported by the correct paperwork
Helping you find a suitable solicitor and instructing them
Advising and applying for suitable insurances to protect you
Referring you to independent Buildings and Contents specialists
Talking to the Estate Agent to inform them that Alexander Sterling are your Advisers
The Mortgage process
Constant contact with your chosen lender
Minimum twice weekly updates from your personal update adviser at Alexander Sterling
Designated mortgage underwriters at lenders to ensure quicker turn around times
Ensuring that a prompt survey is completed and any issues explained and dealt with speedily
Checking that the mortgage offer, when issued, is correct
After mortgage has been agreed
Buildings and Contents organised
Initial contact with your solicitors by our post offer team to ensure that the mortgage offer is received and their enquiries have been started
Regular contact with your solicitor to assist with any problems
Regular contact with you to keep you informed of the progress
Ensuring Life assurance and Buildings Insurance on risk at exchange of contracts
Final contact call to make sure completion has taken place successfully and to deal with any post completion queries
Further down the line
Call one month after completion to touch base
Quarterly newsletter keeping you informed of financial matters
Assisting you with any other Financial requirements
Contacting you 3 months before the end of your mortgage rate end date to help with finding the most suitable re-mortgage deal
Call us on 020 7628 0720 today.